{"id":17,"date":"2026-05-26T09:29:36","date_gmt":"2026-05-26T00:29:36","guid":{"rendered":"https:\/\/news-tok.co.kr\/?p=17"},"modified":"2026-05-26T09:29:36","modified_gmt":"2026-05-26T00:29:36","slug":"%ea%b8%b0%ec%b4%88%ec%97%b0%ea%b8%88-%ec%88%98%ea%b8%89-%ec%9e%90%ea%b2%a9-%ec%99%84%ec%a0%84-%ec%a0%95%eb%a6%ac-%ec%86%8c%eb%93%9d%ec%9d%b8%ec%a0%95%ec%95%a1-%ea%b3%84%ec%82%b0%eb%b2%95","status":"publish","type":"post","link":"https:\/\/news-tok.co.kr\/?p=17","title":{"rendered":"\uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uc790\uaca9 \uc644\uc804 \uc815\ub9ac: \uc18c\ub4dd\uc778\uc815\uc561 \uacc4\uc0b0\ubc95"},"content":{"rendered":"

\uc9c0\ub09c \uae00\uc5d0\uc11c \uae30\ucd08\uc5f0\uae08 \ucd5c\ub300 \uae08\uc561\uc744 \uc815\ub9ac\ud588\ub354\ub2c8, \ub313\uae00\ub85c \uac00\uc7a5 \ub9ce\uc774 \uc628 \uc9c8\ubb38\uc774 \uc774\uac70\uc600\ub2e4. “\uc800\ub294 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?” \uc0ac\uc2e4 \uc774 \uc9c8\ubb38\uc5d0 \ubc14\ub85c \ub2f5\ud558\uae30\uac00 \uc27d\uc9c0 \uc54a\ub2e4. \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uc5ec\ubd80\ub97c \uacb0\uc815\ud558\ub294 \ud575\uc2ec\uc774 \uc18c\ub4dd\uc778\uc815\uc561<\/strong>\uc778\ub370, \uc774\uac8c \uc0dd\uac01\ubcf4\ub2e4 \uacc4\uc0b0\uc774 \ubcf5\uc7a1\ud558\uae30 \ub54c\ubb38\uc774\ub2e4. \uc9c1\uc811 \uc5b4\uba38\ub2c8 \uc2e0\uccad\uc744 \ub3c4\uc640\ub4dc\ub9ac\uba74\uc11c \ucc98\uc74c\uc5d0\ub294 \uc800\ub3c4 \ud5f7\uac08\ub838\ub2e4. \uc624\ub298\uc740 \uc18c\ub4dd\uc778\uc815\uc561\uc774 \ubb54\uc9c0, \uc5b4\ub5bb\uac8c \uacc4\uc0b0\ud558\ub294\uc9c0 \ucd5c\ub300\ud55c \uc27d\uac8c \ud480\uc5b4\ubcf4\ub824 \ud55c\ub2e4.<\/p>\n

\uc18c\ub4dd\uc778\uc815\uc561\uc774\ub780 \ubb34\uc5c7\uc778\uac00<\/h2>\n

\uae30\ucd08\uc5f0\uae08\uc740 65\uc138 \uc774\uc0c1\uc774\ub77c\uba74 \ub204\uad6c\ub098 \ubc1b\uc744 \uc218 \uc788\ub294 \uac8c \uc544\ub2c8\ub2e4. \uc18c\ub4dd\uc778\uc815\uc561\uc774 \uc120\uc815\uae30\uc900\uc561 \uc774\ud558<\/strong>\uc778 \ubd84\ub9cc \ubc1b\uc744 \uc218 \uc788\ub2e4. 2026\ub144 \uae30\uc900 \uc120\uc815\uae30\uc900\uc561\uc740 \ub2e8\ub3c5\uac00\uad6c \uc6d4 228\ub9cc \uc6d0, \ubd80\ubd80\uac00\uad6c \uc6d4 364.8\ub9cc \uc6d0 \uc218\uc900\uc774\ub2e4.<\/p>\n

\uadf8\ub7f0\ub370 \uc5ec\uae30\uc11c “\uc18c\ub4dd\uc778\uc815\uc561”\uc774 \ubb54\uc9c0\uac00 \uad00\uac74\uc774\ub2e4. \ub2e8\uc21c\ud788 \uc6d4\uae09\uc774\ub098 \uc5f0\uae08 \uc218\ub839\uc561\ub9cc \ubcf4\ub294 \uac8c \uc544\ub2c8\ub2e4. \uc18c\ub4dd\uc778\uc815\uc561\uc740 \uc18c\ub4dd\ud3c9\uac00\uc561 + \uc7ac\uc0b0\uc758 \uc18c\ub4dd\ud658\uc0b0\uc561<\/strong>\uc744 \ud569\uc0b0\ud55c \uae08\uc561\uc774\ub2e4.<\/p>\n

\"\uc18c\ub4dd\uc778\uc815\uc561<\/figure>\n

\uc27d\uac8c \ub9d0\ud558\uba74 “\ub9e4\ub2ec \uc2e4\uc81c\ub85c \ubc84\ub294 \ub3c8”\uc5d0\ub2e4\uac00 “\uac00\uc9c4 \uc7ac\uc0b0\uc744 \ub9e4\ub2ec \ubc84\ub294 \uac83\ucc98\ub7fc \ud658\uc0b0\ud55c \uae08\uc561”\uc744 \ub354\ud55c \uac8c \uc18c\ub4dd\uc778\uc815\uc561\uc774\ub2e4. \uc9d1 \ud55c \ucc44\ub9cc \uc788\uace0 \uc18c\ub4dd\uc774 \uc5c6\ub294 \uc5b4\ub974\uc2e0\ub3c4, \uc9d1 \uac00\uaca9\uc5d0 \ub530\ub77c \uc18c\ub4dd\uc774 \uc788\ub294 \uac83\ucc98\ub7fc \uc7a1\ud790 \uc218 \uc788\ub2e4\ub294 \ub73b\uc774\ub2e4.<\/p>\n

\uc18c\ub4dd\ud3c9\uac00\uc561 \uacc4\uc0b0\ubc95<\/h2>\n

\uc18c\ub4dd\ud3c9\uac00\uc561\uc740 \uc2e4\uc81c\ub85c \ubc1b\ub294 \uc18c\ub4dd\uc744 \uae30\uc900\uc73c\ub85c \uacc4\uc0b0\ud55c\ub2e4. \ud56d\ubaa9\ubcc4\ub85c \uc0b4\ud3b4\ubcf4\uc790.<\/p>\n

\uadfc\ub85c\uc18c\ub4dd<\/h3>\n

\uc77c\uc744 \ud574\uc11c \ubc84\ub294 \uc18c\ub4dd\uc774\ub2e4. \uadf8\ub7f0\ub370 \uc804\uc561\uc774 \ub2e4 \ubc18\uc601\ub418\ub294 \uac74 \uc544\ub2c8\ub2e4. \uadfc\ub85c\uc18c\ub4dd\uc5d0\uc11c 108\ub9cc \uc6d0\uc744 \uba3c\uc800 \uacf5\uc81c<\/strong>\ud558\uace0, \ub098\uba38\uc9c0\uc758 70%\ub9cc \uc18c\ub4dd\ud3c9\uac00\uc561\uc5d0 \ud3ec\ud568\ud55c\ub2e4.<\/p>\n

\uc608\ub97c \ub4e4\uc5b4 \uc6d4 200\ub9cc \uc6d0 \uadfc\ub85c\uc18c\ub4dd\uc774 \uc788\ub2e4\uba74:<\/p>\n

    \n
  • (200\ub9cc \uc6d0 \u2212 108\ub9cc \uc6d0) \u00d7 70% = 64.4\ub9cc \uc6d0\uc774 \uc18c\ub4dd\ud3c9\uac00\uc561\uc5d0 \ubc18\uc601<\/li>\n<\/ul>\n

    \uc6d4 108\ub9cc \uc6d0 \uc774\ud558\ub85c \ubc84\ub294 \ubd84\uc740 \uadfc\ub85c\uc18c\ub4dd\uc774 0\uc73c\ub85c \ucc98\ub9ac\ub41c\ub2e4. \ud30c\ud2b8\ud0c0\uc784\uc73c\ub85c \uc18c\uc77c\uac70\ub9ac\ub97c \ud558\ub294 \uc5b4\ub974\uc2e0\uc774\ub77c\uba74 \uc774 \uacf5\uc81c \ub355\ubd84\uc5d0 \uae30\ucd08\uc5f0\uae08\uc5d0 \uc601\ud5a5\uc774 \uc5c6\uc744 \uc218 \uc788\ub2e4.<\/p>\n

    \uc0ac\uc5c5\uc18c\ub4dd\u00b7\uc7ac\uc0b0\uc18c\ub4dd<\/h3>\n

    \uac00\uac8c \uc6b4\uc601\uc774\ub098 \uc784\ub300 \uc218\uc785\uc774 \uc788\ub294 \uacbd\uc6b0 \ud3ec\ud568\ub41c\ub2e4. \uc784\ub300\uc18c\ub4dd\uc740 \uc2e4\uc81c \uc218\ub839\uc561\uc5d0\uc11c \ud544\uc694\uacbd\ube44\ub97c \ube80 \uae08\uc561\uc774 \ubc18\uc601\ub41c\ub2e4.<\/p>\n

    \uacf5\uc801\uc774\uc804\uc18c\ub4dd (\uad6d\ubbfc\uc5f0\uae08 \ub4f1)<\/h3>\n

    \uad6d\ubbfc\uc5f0\uae08, \uacf5\ubb34\uc6d0\uc5f0\uae08, \uad70\uc778\uc5f0\uae08 \ub4f1 \uacf5\uc801 \uc5f0\uae08 \uc218\ub839\uc561\uc740 \uc804\uc561 \uc18c\ub4dd\ud3c9\uac00\uc561\uc5d0 \ud3ec\ud568<\/strong>\ub41c\ub2e4. \uacf5\uc81c \uc5c6\uc774 \uadf8\ub300\ub85c \ubc18\uc601\ub41c\ub2e4\ub294 \uc810\uc744 \uaf2d \uae30\uc5b5\ud574\uc57c \ud55c\ub2e4.<\/p>\n

    \uc0ac\uc801\uc774\uc804\uc18c\ub4dd<\/h3>\n

    \uc790\ub140\uc5d0\uac8c \ubc1b\ub294 \uc6a9\ub3c8 \ub4f1 \uc0ac\uc801 \uc774\uc804\uc18c\ub4dd\ub3c4 \ud3ec\ud568\ub41c\ub2e4. \ub2e8, \uc6d4 10\ub9cc \uc6d0 \uc774\ud558\ub294 \uc81c\uc678\ub41c\ub2e4. \uc790\ub140\uac00 \ub9e4\ub2ec \uc6a9\ub3c8\uc744 \ubcf4\ub0b4\ub4dc\ub9ac\ub294 \uae08\uc561\uc774 10\ub9cc \uc6d0\uc744 \ub118\uc73c\uba74 \uadf8 \ucd08\uacfc\ubd84\uc774 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud78c\ub2e4.<\/p>\n

    \uc7ac\uc0b0\uc758 \uc18c\ub4dd\ud658\uc0b0\uc561 \uacc4\uc0b0\ubc95<\/h2>\n

    \uc7ac\uc0b0\uc744 \uc18c\ub4dd\uc73c\ub85c \ud658\uc0b0\ud558\ub294 \uac74 \uc774\ub807\uac8c \ud55c\ub2e4.<\/p>\n

    (\uc7ac\uc0b0\uac00\uc561 \u2212 \uae30\ubcf8\uc7ac\uc0b0\uacf5\uc81c \u2212 \ubd80\ucc44) \u00d7 \uc18c\ub4dd\ud658\uc0b0\uc728 \u00f7 12\uac1c\uc6d4<\/strong><\/p>\n

    \uac01 \ud56d\ubaa9\uc744 \ud558\ub098\uc529 \ub72f\uc5b4\ubcf4\uc790.<\/p>\n

    \uae30\ubcf8\uc7ac\uc0b0\uacf5\uc81c<\/h3>\n

    \uc0ac\ub294 \uc9c0\uc5ed\uc5d0 \ub530\ub77c \uacf5\uc81c\uc561\uc774 \ub2e4\ub974\ub2e4. \uc11c\uc6b8\uc740 1\uc5b5 3,500\ub9cc \uc6d0, \uc9c0\ubc29\uc740 \ub354 \ub0ae\ub2e4.<\/p>\n

    \"\uae30\ucd08\uc5f0\uae08<\/figure>\n

    \uc774 \uacf5\uc81c\uac00 \uc758\ubbf8 \uc788\ub294 \uac8c, \uc11c\uc6b8 \uae30\uc900\uc73c\ub85c 1\uc5b5 3,500\ub9cc \uc6d0\uc9dc\ub9ac \uc9d1\uc774 \uc788\uc5b4\ub3c4 \uc7ac\uc0b0\uac00\uc561\uc774 0\uc73c\ub85c \ucc98\ub9ac\ub41c\ub2e4\ub294 \ub73b\uc774\ub2e4. \ud604\uc2e4\uc801\uc73c\ub85c \uc11c\uc6b8 \uc544\ud30c\ud2b8 \uc2dc\uc138\ub97c \uac10\uc548\ud558\uba74 \uacf5\uc81c\uc561\uc774 \uc5ec\uc804\ud788 \ub0ae\ub2e4\ub294 \uc9c0\uc801\ub3c4 \uc788\uc9c0\ub9cc, \uacf5\uc81c \uc774\ud6c4 \uae08\uc561\ub9cc \ud658\uc0b0 \ub300\uc0c1\uc774 \ub41c\ub2e4.<\/p>\n

    \uc18c\ub4dd\ud658\uc0b0\uc728<\/h3>\n

    \uc7ac\uc0b0 \uc885\ub958\uc5d0 \ub530\ub77c \ud658\uc0b0\uc728\uc774 \ub2e4\ub974\ub2e4.<\/p>\n\n\n\n\n\n\n\n
    \uc7ac\uc0b0 \uc885\ub958<\/th>\n\uc18c\ub4dd\ud658\uc0b0\uc728<\/th>\n\ube44\uace0<\/th>\n<\/tr>\n<\/thead>\n
    \uc77c\ubc18\uc7ac\uc0b0 (\ubd80\ub3d9\uc0b0\u00b7\ud1a0\uc9c0)<\/td>\n\uc5f0 4%<\/td>\n\uacf5\uc2dc\uac00\uaca9 \uae30\uc900<\/td>\n<\/tr>\n
    \uae08\uc735\uc7ac\uc0b0<\/td>\n\uc5f0 6.26%<\/td>\n2,000\ub9cc\uc6d0 \uacf5\uc81c \ud6c4<\/td>\n<\/tr>\n
    \uc790\ub3d9\ucc28<\/td>\n\uc5f0 100%<\/td>\n\ucc28\ub7c9\uac00\uc561 \uc804\uc561 \uc6d4 \uc18c\ub4dd\uc73c\ub85c \ud658\uc0b0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

    \uc790\ub3d9\ucc28 \ud658\uc0b0\uc728\uc774 100%\uc778 \uac8c \ub208\uc5d0 \ub748\ub2e4. \uc608\ub97c \ub4e4\uc5b4 1,200\ub9cc \uc6d0\uc9dc\ub9ac \ucc28\uac00 \uc788\uc73c\uba74 1,200\ub9cc \uc6d0 \u00f7 12 = \uc6d4 100\ub9cc \uc6d0 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud78c\ub2e4. \uc774\uac8c \uaf64 \ud06c\uac8c \uc791\uc6a9\ud55c\ub2e4. \ub2e8, \uc0dd\uc5c5\uc6a9 \ucc28\ub7c9\uc774\ub098 \ubc30\uae30\ub7c9 1,600cc \uc774\ud558 \uc18c\ud615\ucc28 \ub4f1 \uc77c\uc815 \uc870\uac74\uc758 \ucc28\ub294 \uc77c\ubc18\uc7ac\uc0b0\uc73c\ub85c \ubd84\ub958\ub418\uac70\ub098 \uc81c\uc678\ub418\ub294 \uacbd\uc6b0\ub3c4 \uc788\ub2e4.<\/p>\n

    \ubd80\ucc44 \uacf5\uc81c<\/h3>\n

    \uc740\ud589 \ub300\ucd9c, \uc784\ub300\ubcf4\uc99d\uae08 \ub4f1 \uacf5\uc2dd \ubd80\ucc44\ub294 \uc7ac\uc0b0\uc5d0\uc11c \ube7c\uc900\ub2e4. \ub2e8, \uc0ac\uc778 \uac04 \ucc28\uc6a9\uc99d\ub9cc \uc788\ub294 \ube44\uacf5\uc2dd \ubd80\ucc44\ub294 \uc778\uc815\uc774 \uc548 \ub420 \uc218 \uc788\ub2e4. \uae08\uc735\uae30\uad00 \ub300\ucd9c\uc740 \ub300\ubd80\ubd84 \uc778\uc815\ub41c\ub2e4.<\/p>\n

    \uc2e4\uc81c \uc0ac\ub840\ub85c \uacc4\uc0b0\ud574\ubcf4\uae30 (2\uac00\uc9c0)<\/h2>\n

    \uc0ac\ub840 1 \u2014 \uc11c\uc6b8 \uc544\ud30c\ud2b8 \ubcf4\uc720, \uad6d\ubbfc\uc5f0\uae08 \uc218\ub839\uc790<\/h3>\n

    \uc870\uac74: \uc11c\uc6b8 \uac70\uc8fc, \ub2e8\ub3c5\uac00\uad6c, 72\uc138, \uc544\ud30c\ud2b8 \uacf5\uc2dc\uac00\uaca9 3\uc5b5 \uc6d0, \uae08\uc735\uc790\uc0b0 3,000\ub9cc \uc6d0, \uad6d\ubbfc\uc5f0\uae08 \uc6d4 40\ub9cc \uc6d0, \uadfc\ub85c\uc18c\ub4dd \uc5c6\uc74c, \ubd80\ucc44 \uc5c6\uc74c<\/p>\n

      \n
    • \uc18c\ub4dd\ud3c9\uac00\uc561<\/strong>: \uad6d\ubbfc\uc5f0\uae08 40\ub9cc \uc6d0 = 40\ub9cc \uc6d0<\/li>\n
    • \uc7ac\uc0b0 \uacc4\uc0b0<\/strong>\n
        \n
      • \ubd80\ub3d9\uc0b0: (3\uc5b5 \u2212 1\uc5b5 3,500\ub9cc) \u00d7 4% \u00f7 12 = (1\uc5b5 6,500\ub9cc) \u00d7 4% \u00f7 12 = \uc57d 55,000\uc6d0<\/li>\n
      • \uae08\uc735\uc790\uc0b0: (3,000\ub9cc \u2212 2,000\ub9cc) \u00d7 6.26% \u00f7 12 = 1,000\ub9cc \u00d7 6.26% \u00f7 12 = \uc57d 5,217\uc6d0<\/li>\n<\/ul>\n<\/li>\n
      • \uc7ac\uc0b0\uc758 \uc18c\ub4dd\ud658\uc0b0\uc561<\/strong>: \uc57d 60,217\uc6d0<\/li>\n
      • \uc18c\ub4dd\uc778\uc815\uc561 \ud569\uacc4<\/strong>: 40\ub9cc \uc6d0 + \uc57d 6\ub9cc \uc6d0 = \uc57d 46\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n

        \uc120\uc815\uae30\uc900\uc561 228\ub9cc \uc6d0\ubcf4\ub2e4 \ud6e8\uc52c \ub0ae\ub2e4. \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uac00\ub2a5<\/strong>. \uad6d\ubbfc\uc5f0\uae08 40\ub9cc \uc6d0\uc740 \uac10\uc561 \uae30\uc900(\uae30\uc900\uc5f0\uae08\uc561 150% = 52.6\ub9cc\uc6d0) \uc774\ud558\uc774\ubbc0\ub85c \uac10\uc561\ub3c4 \uc5c6\ub2e4. \ucd5c\ub300 \uae08\uc561 351,000\uc6d0 \uc218\ub839.<\/p>\n

        \uc0ac\ub840 2 \u2014 \uc11c\uc6b8 \uc544\ud30c\ud2b8 \ubcf4\uc720, \ucc28\ub7c9 \uc788\uc74c<\/h3>\n

        \uc870\uac74: \uc11c\uc6b8 \uac70\uc8fc, \ub2e8\ub3c5\uac00\uad6c, 68\uc138, \uc544\ud30c\ud2b8 \uacf5\uc2dc\uac00\uaca9 5\uc5b5 \uc6d0, \uae08\uc735\uc790\uc0b0 5,000\ub9cc \uc6d0, \ucc28\ub7c9 2,000\ub9cc \uc6d0, \uad6d\ubbfc\uc5f0\uae08 \uc6d4 60\ub9cc \uc6d0, \ubd80\ucc44 \uc5c6\uc74c<\/p>\n

          \n
        • \uc18c\ub4dd\ud3c9\uac00\uc561<\/strong>: \uad6d\ubbfc\uc5f0\uae08 60\ub9cc \uc6d0 = 60\ub9cc \uc6d0<\/li>\n
        • \uc7ac\uc0b0 \uacc4\uc0b0<\/strong>\n
            \n
          • \ubd80\ub3d9\uc0b0: (5\uc5b5 \u2212 1\uc5b5 3,500\ub9cc) \u00d7 4% \u00f7 12 = 3\uc5b5 6,500\ub9cc \u00d7 4% \u00f7 12 = \uc57d 121,667\uc6d0<\/li>\n
          • \uae08\uc735\uc790\uc0b0: (5,000\ub9cc \u2212 2,000\ub9cc) \u00d7 6.26% \u00f7 12 = 3,000\ub9cc \u00d7 6.26% \u00f7 12 = \uc57d 15,650\uc6d0<\/li>\n
          • \uc790\ub3d9\ucc28: 2,000\ub9cc \u00f7 12 = \uc57d 166,667\uc6d0<\/li>\n<\/ul>\n<\/li>\n
          • \uc7ac\uc0b0\uc758 \uc18c\ub4dd\ud658\uc0b0\uc561<\/strong>: \uc57d 303,984\uc6d0 (\uc57d 30\ub9cc \uc6d0)<\/li>\n
          • \uc18c\ub4dd\uc778\uc815\uc561 \ud569\uacc4<\/strong>: 60\ub9cc \uc6d0 + 30\ub9cc \uc6d0 = \uc57d 90\ub9cc \uc6d0<\/strong><\/li>\n<\/ul>\n

            \uc120\uc815\uae30\uc900\uc561 228\ub9cc \uc6d0 \uc774\ud558\uc774\ubbc0\ub85c \uc218\uae09 \uac00\ub2a5<\/strong>. \ub2e8, \uad6d\ubbfc\uc5f0\uae08 60\ub9cc \uc6d0\uc774 \uac10\uc561 \uae30\uc900(52.6\ub9cc\uc6d0)\uc744 \ucd08\uacfc\ud558\ubbc0\ub85c \uae30\ucd08\uc5f0\uae08 \uc77c\ubd80 \uac10\uc561 \uc801\uc6a9. \ub300\ub7b5 175,000\uc6d0~280,000\uc6d0 \uc218\uc900\uc744 \ubc1b\uac8c \ub41c\ub2e4.<\/p>\n

            \ub193\uce58\uae30 \uc26c\uc6b4 \ud3ec\uc778\ud2b8 3\uac00\uc9c0<\/h2>\n

            \u2460 \uc8fc\uac70\uc6a9 \ubd80\ub3d9\uc0b0\uc740 \uacf5\uc2dc\uac00\uaca9\uc73c\ub85c \uacc4\uc0b0\ud55c\ub2e4<\/h3>\n

            \uc2dc\uc138\uac00 \uc544\ub2c8\ub77c \uacf5\uc2dc\uac00\uaca9 \uae30\uc900\uc774\ub2e4. \uc2dc\uc138\uac00 8\uc5b5 \uc6d0\uc774\uc5b4\ub3c4 \uacf5\uc2dc\uac00\uaca9\uc774 6\uc5b5 \uc6d0\uc774\uba74 6\uc5b5 \uc6d0\uc73c\ub85c \uacc4\uc0b0\ud55c\ub2e4. \uacf5\uc2dc\uac00\uaca9\uc740 \uc77c\ubc18\uc801\uc73c\ub85c \uc2dc\uc138\uc758 60~80% \uc218\uc900\uc774\ub77c \uc0dd\uac01\ubcf4\ub2e4 \ub0ae\uac8c \uc7a1\ud788\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4.<\/p>\n

            \u2461 \ubc30\uc6b0\uc790 \uc7ac\uc0b0\ub3c4 \ud569\uc0b0\ub41c\ub2e4<\/h3>\n

            \ubd80\ubd80\uac00\uad6c\ub294 \ub450 \uc0ac\ub78c \uc7ac\uc0b0\uacfc \uc18c\ub4dd\uc744 \ud569\uc0b0\ud574\uc11c \uc18c\ub4dd\uc778\uc815\uc561\uc744 \uacc4\uc0b0\ud55c\ub2e4. \ubc30\uc6b0\uc790 \uba85\uc758 \uc7ac\uc0b0\uc774 \uc788\uc5b4\ub3c4 \uc2e0\uccad\uc790 \uc18c\ub4dd\uc778\uc815\uc561\uc5d0 \ud3ec\ud568\ub41c\ub2e4\ub294 \uc810\uc744 \uaf2d \uc54c\uc544\uc57c \ud55c\ub2e4.<\/p>\n

            \u2462 \uae08\uc735\uc7ac\uc0b0\uc740 \uc2e4\uac70\ub798 \ub0b4\uc5ed\uae4c\uc9c0 \ud655\uc778\ud55c\ub2e4<\/h3>\n

            \uc2e0\uccad \uc9c1\uc804\uc5d0 \uae08\uc735\uc7ac\uc0b0\uc744 \ud604\uae08\uc73c\ub85c \uc778\ucd9c\ud574\uc11c \uc904\uc774\ub824\ub294 \uacbd\uc6b0\uac00 \uc788\ub294\ub370, \uae08\uc735\uc7ac\uc0b0 \uc870\uc0ac \uc2dc \ucd5c\uadfc \uc785\ucd9c\uae08 \ub0b4\uc5ed\ub3c4 \uc0b4\ud3b4\ubcf8\ub2e4. \uac11\uc791\uc2a4\ub7ec\uc6b4 \uc778\ucd9c\uc774 \uc788\uc73c\uba74 \uadf8 \uae08\uc561\uc744 \uc5ec\uc804\ud788 \uc7ac\uc0b0\uc73c\ub85c \ubcfc \uc218 \uc788\ub2e4. \uc790\ub140\uc5d0\uac8c \uc99d\uc5ec\ud55c \uae08\uc561\ub3c4 \uc77c\uc815 \uae30\uac04 \ub0b4 \uac70\ub798\ub294 \uc7ac\uc0b0\uc5d0 \ud3ec\ud568\ub420 \uc218 \uc788\ub2e4.<\/p>\n

            \uc0ac\uc804 \uacc4\uc0b0\ud558\ub294 \ubc29\ubc95<\/h2>\n

            \uc9c1\uc811 \uacc4\uc0b0\ud558\uae30 \ubcf5\uc7a1\ud558\uac8c \ub290\uaef4\uc9c4\ub2e4\uba74 \ubcf5\uc9c0\ub85c \ud648\ud398\uc774\uc9c0(www.bokjiro.go.kr)<\/strong>\uc5d0\uc11c \uae30\ucd08\uc5f0\uae08 \ubaa8\uc758 \uacc4\uc0b0\uc744 \ubb34\ub8cc\ub85c \ud574\ubcfc \uc218 \uc788\ub2e4. \uc18c\ub4dd\u00b7\uc7ac\uc0b0 \uc815\ubcf4\ub97c \uc785\ub825\ud558\uba74 \uc218\uae09 \uc5ec\ubd80\uc640 \uc608\uc0c1 \uc218\ub839\uc561\uc744 \ubc14\ub85c \ud655\uc778\ud560 \uc218 \uc788\uc5b4\uc11c \uaf64 \ud3b8\ub9ac\ud558\ub2e4. \uc8fc\ubbfc\uc13c\ud130 \ubc29\ubb38 \uc804\uc5d0 \uba3c\uc800 \ub3cc\ub824\ubcf4\ub294 \uac78 \uac15\ub825\ud558\uac8c \ucd94\ucc9c\ud55c\ub2e4.<\/p>\n

            \ubaa8\uc758 \uacc4\uc0b0 \uacb0\uacfc \uc218\uae09 \uac00\ub2a5\uc131\uc774 \uc788\ub2e4\uace0 \ub098\uc624\uba74, \uc8fc\ubbfc\uc13c\ud130\ub098 \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \uc9c0\uc0ac\uc5d0 \uc9c1\uc811 \ubc29\ubb38\ud574\uc11c \uc2e0\uccad\ud558\uba74 \ub41c\ub2e4. \uc2e0\uccad \ubc29\ubc95\uc740 \ub2e4\uc74c \uae00\uc5d0\uc11c \uc790\uc138\ud788 \uc815\ub9ac\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n

            \uc815\ub9ac\ud558\uba74<\/h2>\n

            \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uc790\uaca9\uc758 \ud575\uc2ec\uc740 \uc18c\ub4dd\uc778\uc815\uc561 = \uc18c\ub4dd\ud3c9\uac00\uc561 + \uc7ac\uc0b0\uc758 \uc18c\ub4dd\ud658\uc0b0\uc561\uc774\ub2e4. \uadfc\ub85c\uc18c\ub4dd\uc740 108\ub9cc \uc6d0 \uacf5\uc81c \ud6c4 70% \ubc18\uc601, \uad6d\ubbfc\uc5f0\uae08\uc740 \uc804\uc561 \ubc18\uc601, \ubd80\ub3d9\uc0b0\uc740 \uacf5\uc2dc\uac00\uaca9 \uae30\uc900 \uc5f0 4%, \uae08\uc735\uc790\uc0b0\uc740 2,000\ub9cc \uc6d0 \uacf5\uc81c \ud6c4 \uc5f0 6.26%, \uc790\ub3d9\ucc28\ub294 \ucc28\ub7c9\uac00\uc561 \uc804\uc561\uc744 12\uac1c\uc6d4\ub85c \ub098\ub208 \uae08\uc561\uc774 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud78c\ub2e4. \ubcf5\uc7a1\ud574 \ubcf4\uc5ec\ub3c4 \uac01\uac01\uc758 \ud56d\ubaa9\uc744 \ud558\ub098\uc529 \uacc4\uc0b0\ud558\uba74 \uc758\uc678\ub85c \uc218\uae09 \uac00\ub2a5\ud55c \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \ubaa8\ub974\uace0 \ud3ec\uae30\ud558\ub294 \uac83\ubcf4\ub2e4 \ud55c\ubc88 \uacc4\uc0b0\ud574\ubcf4\ub294 \uac8c \ub0ab\ub2e4.<\/p>\n

            \u203b \uc18c\ub4dd\uc778\uc815\uc561 \uacc4\uc0b0 \uae30\uc900 \ubc0f \uc120\uc815\uae30\uc900\uc561\uc740 \ub9e4\ub144 \uc870\uc815\ub429\ub2c8\ub2e4. \uc704 \uc218\uce58\ub294 2026\ub144 \uae30\uc900\uc774\uba70, \uc815\ud655\ud55c \ub0b4\uc6a9\uc740 \ubcf4\uac74\ubcf5\uc9c0\ubd80 \ub610\ub294 \ubcf5\uc9c0\ub85c(www.bokjiro.go.kr)\uc5d0\uc11c \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

            \uc9c0\ub09c \uae00\uc5d0\uc11c \uae30\ucd08\uc5f0\uae08 \ucd5c\ub300 \uae08\uc561\uc744 \uc815\ub9ac\ud588\ub354\ub2c8, \ub313\uae00\ub85c \uac00\uc7a5 \ub9ce\uc774 \uc628 \uc9c8\ubb38\uc774 \uc774\uac70\uc600\ub2e4. “\uc800\ub294 \ubc1b\uc744 \uc218 \uc788\ub098\uc694?” \uc0ac\uc2e4 \uc774 \uc9c8\ubb38\uc5d0 \ubc14\ub85c […]<\/p>\n","protected":false},"author":1,"featured_media":14,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-17","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/17","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=17"}],"version-history":[{"count":0,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/17\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/media\/14"}],"wp:attachment":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=17"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=17"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=17"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}