{"id":41,"date":"2026-06-05T10:40:03","date_gmt":"2026-06-05T01:40:03","guid":{"rendered":"https:\/\/news-tok.co.kr\/?p=41"},"modified":"2026-06-05T10:40:03","modified_gmt":"2026-06-05T01:40:03","slug":"%ea%b8%b0%ec%b4%88%ec%97%b0%ea%b8%88-%ea%b5%ad%eb%af%bc%ec%97%b0%ea%b8%88-%ec%a3%bc%ed%83%9d%ec%97%b0%ea%b8%88-%eb%8f%99%ec%8b%9c%ec%97%90-%eb%b0%9b%ec%9d%84-%ec%88%98-%ec%9e%88%eb%82%98","status":"publish","type":"post","link":"https:\/\/news-tok.co.kr\/?p=41","title":{"rendered":"\uae30\ucd08\uc5f0\uae08 + \uad6d\ubbfc\uc5f0\uae08 + \uc8fc\ud0dd\uc5f0\uae08 \ub3d9\uc2dc\uc5d0 \ubc1b\uc744 \uc218 \uc788\ub098"},"content":{"rendered":"

\uc5b4\uba38\ub2c8 \uce5c\uad6c\ubd84\uc774 \uc774\ub7f0 \uc9c8\ubb38\uc744 \ud558\uc168\ub2e4. “\ub098\ub294 \uad6d\ubbfc\uc5f0\uae08\ub3c4 \ubc1b\uace0 \uc788\uace0, \uc9d1\uc740 \uc8fc\ud0dd\uc5f0\uae08\uc73c\ub85c \ubb36\uc5b4\ub480\ub294\ub370 \uae30\ucd08\uc5f0\uae08\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\uc5b4?” \uacb0\ub860\ubd80\ud130 \ub9d0\ud558\uba74 \ub41c\ub2e4. \uc138 \uac00\uc9c0 \uc5f0\uae08\uc740 \ub3d9\uc2dc\uc5d0 \ubc1b\uc744 \uc218 \uc788\ub2e4.<\/strong> \uc11c\ub85c \ubc30\ud0c0\uc801\uc774\uc9c0 \uc54a\ub2e4. \ub2e8, \uc8fc\ud0dd\uc5f0\uae08 \uc6d4 \uc9c0\uae09\uae08\uc774 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud788\uace0 \uad6d\ubbfc\uc5f0\uae08 \uc5f0\uacc4 \uac10\uc561\uc774 \uc801\uc6a9\ub418\ub294 \ub4f1 \uae30\ucd08\uc5f0\uae08 \uc218\ub839\uc561\uc5d0 \uc601\ud5a5\uc740 \uc904 \uc218 \uc788\ub2e4. \uadf8 \uacc4\uc0b0\ubc95\uc744 \uc815\ub9ac\ud574\ubd24\ub2e4.<\/p>\n

\uc138 \uc5f0\uae08\uc740 \uac01\uac01 \ubcc4\uac1c\uc758 \uc81c\ub3c4\ub2e4<\/h2>\n

\uba3c\uc800 \uc138 \uc5f0\uae08\uc758 \uc131\uaca9\uc744 \uad6c\ubd84\ud558\uc790.<\/p>\n\n\n\n\n\n\n\n
\uc5f0\uae08<\/th>\n\uc6b4\uc601 \uc8fc\uccb4<\/th>\n\uc7ac\uc6d0<\/th>\n\uc218\uae09 \uc870\uac74<\/th>\n<\/tr>\n<\/thead>\n
\uae30\ucd08\uc5f0\uae08<\/td>\n\ubcf4\uac74\ubcf5\uc9c0\ubd80<\/td>\n\uad6d\uac00 \uc138\uae08<\/td>\n65\uc138 \uc774\uc0c1, \uc18c\ub4dd\uc778\uc815\uc561 \uae30\uc900 \uc774\ud558<\/td>\n<\/tr>\n
\uad6d\ubbfc\uc5f0\uae08<\/td>\n\uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8<\/td>\n\ubcf8\uc778 \ub0a9\ubd80 \ubcf4\ud5d8\ub8cc<\/td>\n\ub0a9\ubd80 \uc774\ub825 + \uc218\uae09 \uc5f0\ub839 \ub3c4\ub2ec<\/td>\n<\/tr>\n
\uc8fc\ud0dd\uc5f0\uae08<\/td>\n\ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac<\/td>\n\uc8fc\ud0dd \ub2f4\ubcf4<\/td>\n55\uc138 \uc774\uc0c1, \ubcf4\uc720 \uc8fc\ud0dd \ub2f4\ubcf4 \uc81c\uacf5<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\uc138 \uc81c\ub3c4\ub294 \uc544\ubb34\ub7f0 \uc911\ubcf5 \uc218\uae09 \uae08\uc9c0 \uc870\ud56d\uc774 \uc5c6\ub2e4. \uc989, \uae30\ucd08\uc5f0\uae08\ubc95\uc5d0\ub3c4, \uad6d\ubbfc\uc5f0\uae08\ubc95\uc5d0\ub3c4, \uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac\ubc95\uc5d0\ub3c4 “\ub2e4\ub978 \uc5f0\uae08\uc744 \ubc1b\uc73c\uba74 \uc774 \uc5f0\uae08\uc744 \uc904\uc774\uaca0\ub2e4”\ub294 \uaddc\uc815\uc774 \uc5c6\ub2e4. \uc81c\ub3c4\uc801\uc73c\ub85c \ub3d9\uc2dc \uc218\ub839\uc774 \ud5c8\uc6a9\ub41c\ub2e4.<\/p>\n

\uc8fc\ud0dd\uc5f0\uae08\uc774 \uae30\ucd08\uc5f0\uae08\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5<\/h2>\n

\uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \uc2dc \uae30\ucd08\uc5f0\uae08\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5\uc740 \ub450 \uac00\uc9c0 \uacbd\ub85c\ub85c \ub098\ud0c0\ub09c\ub2e4.<\/p>\n

\u2460 \uc8fc\ud0dd\uc5f0\uae08 \uc6d4 \uc9c0\uae09\uae08 \u2192 \uc18c\ub4dd\uc73c\ub85c \ubc18\uc601<\/h3>\n

\uc8fc\ud0dd\uc5f0\uae08 \uc6d4 \uc9c0\uae09\uae08\uc740 \uae30\ucd08\uc5f0\uae08 \uc18c\ub4dd\uc778\uc815\uc561 \uacc4\uc0b0\uc5d0\uc11c \uacf5\uc801\uc774\uc804\uc18c\ub4dd<\/strong>\uc73c\ub85c \ubd84\ub958\ub418\uc5b4 \uc804\uc561 \uc18c\ub4dd\uc5d0 \ubc18\uc601\ub41c\ub2e4. \uc608\ub97c \ub4e4\uc5b4 \uc8fc\ud0dd\uc5f0\uae08\uc73c\ub85c \uc6d4 75\ub9cc \uc6d0\uc744 \ubc1b\ub294\ub2e4\uba74, \uc18c\ub4dd\uc778\uc815\uc561\uc774 75\ub9cc \uc6d0 \ub298\uc5b4\ub09c\ub2e4. \uc774 \uae08\uc561\uc774 \uae30\ucd08\uc5f0\uae08 \uc120\uc815\uae30\uc900\uc120(\ub2e8\ub3c5\uac00\uad6c \uc57d 213\ub9cc \uc6d0)\uc744 \ub118\uc5b4\uac00\uac8c \ud558\uba74 \uc218\uae09 \uc790\uaca9\uc744 \uc783\uc744 \uc218 \uc788\ub2e4.<\/p>\n

\u2461 \uc8fc\ud0dd \uacf5\uc2dc\uac00\uaca9 \u2192 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0\uc5d0\uc11c \uc81c\uc678<\/h3>\n

\ubc18\ub300\ub85c \uc720\ub9ac\ud55c \uc810\ub3c4 \uc788\ub2e4. \uc8fc\ud0dd\uc5f0\uae08\uc5d0 \ub2f4\ubcf4\ub85c \uc81c\uacf5\ub41c \uc8fc\ud0dd\uc758 \uacf5\uc2dc\uac00\uaca9\uc740 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678\ub41c\ub2e4. \uacf5\uc2dc\uac00 3\uc5b5 \uc9d1\uc774 \uc788\uc73c\uba74 \uc11c\uc6b8 \uae30\uc900\uc73c\ub85c \uc57d \uc6d4 55\ub9cc \uc6d0\uc758 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0\uc561\uc774 \uc7a1\ud788\ub294\ub370, \uc8fc\ud0dd\uc5f0\uae08\uc5d0 \uac00\uc785\ud558\uba74 \uc774 55\ub9cc \uc6d0\uc774 \uc0ac\ub77c\uc9c4\ub2e4. \ub300\uc2e0 \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08 75\ub9cc \uc6d0\uc774 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud78c\ub2e4. \uc774 \ub450 \uac00\uc9c0\ub97c \ube44\uad50\ud574\uc57c \ud55c\ub2e4.<\/p>\n

\uacf5\uc2dc\uac00 \ub300\ube44 \uc8fc\ud0dd\uc5f0\uae08 \uc6d4 \uc9c0\uae09\uae08\uc774 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0\uc561\ubcf4\ub2e4 \ud070 \uacbd\uc6b0\uac00 \ub300\ubd80\ubd84\uc774\uc5b4\uc11c \uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785\uc774 \uc18c\ub4dd\uc778\uc815\uc561\uc744 \uc624\ud788\ub824 \ub192\uc774\ub294 \uacbd\uc6b0\uac00 \ub9ce\ub2e4. \uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \uc804\uc5d0 \ubaa8\uc758\uacc4\uc0b0\uc73c\ub85c \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ubbf8\ub9ac \ud655\uc778\ud574\uc57c \ud55c\ub2e4.<\/p>\n

\uad6d\ubbfc\uc5f0\uae08\uc774 \uae30\ucd08\uc5f0\uae08\uc5d0 \ubbf8\uce58\ub294 \uc601\ud5a5 (\uc694\uc57d)<\/h2>\n

\uad6d\ubbfc\uc5f0\uae08 \uc218\ub839\uc561\uc774 \uae30\uc900\uc5f0\uae08\uc561(342,510\uc6d0)\uc758 150%\uc778 513,765\uc6d0\uc744 \ucd08\uacfc\ud558\uba74 \uae30\ucd08\uc5f0\uae08 \uc5f0\uacc4 \uac10\uc561\uc774 \uc801\uc6a9\ub41c\ub2e4. \uac10\uc561 \ud55c\ub3c4\ub294 \uae30\ucd08\uc5f0\uae08\uc758 50%(\uc57d 171,255\uc6d0)\ub2e4. \uc989, \uc544\ubb34\ub9ac \uad6d\ubbfc\uc5f0\uae08\uc744 \ub9ce\uc774 \ubc1b\uc544\ub3c4 \uae30\ucd08\uc5f0\uae08\uc740 \ucd5c\uc18c 17\ub9cc 1,255\uc6d0\uc740 \ubcf4\uc7a5\ub41c\ub2e4. \uc790\uc138\ud55c \ub0b4\uc6a9\uc740 7\ubc88 \uae00\uc5d0\uc11c \uc815\ub9ac\ud588\ub2e4.<\/p>\n

\"\uc138<\/figure>\n

\uc2dc\ub098\ub9ac\uc624\ubcc4 \uc2e4\uc218\ub839\uc561 \uacc4\uc0b0<\/h2>\n

\uad6d\ubbfc\uc5f0\uae08 \uc6d4 40\ub9cc \uc6d0, \uacf5\uc2dc\uac00 3\uc5b5 \uc6d0 \uc544\ud30c\ud2b8 \uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785(\uc6d4 \uc57d 75\ub9cc \uc6d0), \uc11c\uc6b8 \uac70\uc8fc \ub2e8\ub3c5\uac00\uad6c\ub97c \uae30\uc900\uc73c\ub85c \uacc4\uc0b0\ud574\ubcf4\uc790.<\/p>\n

\uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \uc804 \uc18c\ub4dd\uc778\uc815\uc561<\/h3>\n

\uad6d\ubbfc\uc5f0\uae08 40\ub9cc \uc6d0 (\uc18c\ub4dd\ud3c9\uac00\uc561)
\n\uc544\ud30c\ud2b8 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0: (3\uc5b5 \u2212 1\uc5b5 3,500\ub9cc) \u00d7 4% \u00f7 12 = \uc57d 55\ub9cc \uc6d0
\n\uc18c\ub4dd\uc778\uc815\uc561 \ud569\uacc4 = 95\ub9cc \uc6d0<\/strong> \u2192 \uae30\uc900\uc120 213\ub9cc \uc6d0 \uc774\ud558 \u2192 \uc218\uae09 \uac00\ub2a5<\/p>\n

\uad6d\ubbfc\uc5f0\uae08 40\ub9cc \uc6d0\uc73c\ub85c \uc778\ud55c \uae30\ucd08\uc5f0\uae08 \uc5f0\uacc4 \uac10\uc561 \u2248 3\ub9cc \uc6d0
\n\uae30\ucd08\uc5f0\uae08 \uc218\ub839\uc561 \u2248 342,510 \u2212 30,000 = \uc57d 31\ub9cc 2,000\uc6d0<\/strong><\/p>\n

\uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \ud6c4 \uc18c\ub4dd\uc778\uc815\uc561<\/h3>\n

\uad6d\ubbfc\uc5f0\uae08 40\ub9cc \uc6d0 (\uc18c\ub4dd\ud3c9\uac00\uc561)
\n\uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08 75\ub9cc \uc6d0 (\uacf5\uc801\uc774\uc804\uc18c\ub4dd \uc804\uc561 \ubc18\uc601)
\n\uc544\ud30c\ud2b8 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0: \uc8fc\ud0dd\uc5f0\uae08 \ub2f4\ubcf4 \uc8fc\ud0dd\uc740 \uc7ac\uc0b0\uc5d0\uc11c \uc81c\uc678 \u2192 0\uc6d0
\n\uc18c\ub4dd\uc778\uc815\uc561 \ud569\uacc4 = 115\ub9cc \uc6d0<\/strong> \u2192 \uae30\uc900\uc120 213\ub9cc \uc6d0 \uc774\ud558 \u2192 \uc218\uae09 \uac00\ub2a5<\/p>\n

\uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \ud6c4\uc5d0\ub3c4 \uc18c\ub4dd\uc778\uc815\uc561 115\ub9cc \uc6d0\uc73c\ub85c \uae30\uc900\uc120 \uc774\ud558\ub2e4. \uae30\ucd08\uc5f0\uae08\uc740 \ub3d9\uc77c\ud558\uac8c \uc57d 31\ub9cc 2,000\uc6d0\uc744 \ubc1b\ub294\ub2e4.<\/p>\n

\uc138 \uc5f0\uae08 \uc6d4 \ud569\uc0b0 \uc218\ub839\uc561<\/h3>\n

\uad6d\ubbfc\uc5f0\uae08 40\ub9cc \uc6d0 + \uae30\ucd08\uc5f0\uae08 \uc57d 31\ub9cc \uc6d0 + \uc8fc\ud0dd\uc5f0\uae08 75\ub9cc \uc6d0 = \uc6d4 \uc57d 146\ub9cc \uc6d0<\/strong><\/p>\n

\uc9d1 \ud55c \ucc44\uc640 \uad6d\ubbfc\uc5f0\uae08 \ub0a9\ubd80 \uc774\ub825\ub9cc \uc788\uc5b4\ub3c4 \uc138 \uc5f0\uae08\uc744 \ud569\uc0b0\ud558\uba74 \uc6d4 150\ub9cc \uc6d0 \uc218\uc900\uc758 \uace0\uc815 \uc218\uc785\uc774 \uac00\ub2a5\ud55c \uad6c\uc870\ub2e4.<\/p>\n

\uc8fc\ud0dd\uc5f0\uae08 \uc6d4 \uc9c0\uae09\uc561: \uac00\uc785 \ub098\uc774\uac00 \uacb0\uc815\ud55c\ub2e4<\/h2>\n

\uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uc561\uc740 \uac00\uc785 \ub098\uc774\uac00 \ub2a6\uc744\uc218\ub85d \ub9ce\uc544\uc9c4\ub2e4. 65\uc138\uc5d0 \uac00\uc785\ud558\uba74 60\uc138 \uac00\uc785\ubcf4\ub2e4 \uc6d4 \uc9c0\uae09\uc561\uc774 30% \uac00\uae4c\uc774 \ub298\uc5b4\ub09c\ub2e4. \uc624\ub798 \ubc1b\uc744 \ub0a0\uc774 \uc904\uc5b4\ub4dc\ub294 \ub300\uc2e0 \ub9e4\ub2ec \uae08\uc561\uc744 \ub192\uc5ec\uc8fc\ub294 \uad6c\uc870\ub2e4.<\/p>\n

\"\uc8fc\ud0dd\uc5f0\uae08<\/figure>\n

\uacf5\uc2dc\uac00 3\uc5b5 \uc8fc\ud0dd \uae30\uc900\uc73c\ub85c 65\uc138 \uac00\uc785 \uc2dc \uc6d4 \uc57d 97\ub9cc \uc6d0, 70\uc138 \uac00\uc785 \uc2dc \uc6d4 \uc57d 122\ub9cc \uc6d0\uc744 \ubc1b\ub294\ub2e4. \uae30\ucd08\uc5f0\uae08 \uc120\uc815\uae30\uc900\uc120(213\ub9cc \uc6d0)\uc744 \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\ub9cc\uc73c\ub85c \ucd08\uacfc\ud558\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \uad6d\ubbfc\uc5f0\uae08\uae4c\uc9c0 \ud569\uc0b0\ud558\uba74 \uae30\uc900\uc120\uc5d0 \uac00\uae4c\uc6cc\uc9c0\ub294 \uacbd\uc6b0\uac00 \uc788\ub2e4.<\/p>\n

\uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uac00\ub2a5 \uc5ec\ubd80 \ud310\ub2e8 \uae30\uc900<\/h2>\n

\uc138 \uc5f0\uae08\uc744 \ub3d9\uc2dc\uc5d0 \ubc1b\ub294 \uacbd\uc6b0, \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uac00\ub2a5 \uc5ec\ubd80\ub294 \uacb0\uad6d \uc18c\ub4dd\uc778\uc815\uc561\uc774 \uae30\uc900\uc120 \uc774\ud558\uc778\uc9c0\ub85c \uacb0\uc815\ub41c\ub2e4.<\/p>\n

\uc18c\ub4dd\uc778\uc815\uc561 = \uad6d\ubbfc\uc5f0\uae08 \uc218\ub839\uc561 + \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08 + \uae30\ud0c0 \uc18c\ub4dd + \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0\uc561 (\uc8fc\ud0dd\uc5f0\uae08 \ub2f4\ubcf4 \uc8fc\ud0dd \uc81c\uc678)<\/p>\n

\uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc774 \ub192\ub2e4\uba74 \uae30\ucd08\uc5f0\uae08 \uc120\uc815\uae30\uc900\uc120\uc744 \ucd08\uacfc\ud560 \uc218 \uc788\ub2e4. \ud2b9\ud788 \uacf5\uc2dc\uac00 5\uc5b5 \uc774\uc0c1 \uc8fc\ud0dd\uc744 70\uc138 \uc774\ud6c4 \uac00\uc785\ud558\ub294 \uacbd\uc6b0 \uc6d4 \uc9c0\uae09\uae08\uc774 200\ub9cc \uc6d0\uc744 \ub118\uae30\ub3c4 \ud574\uc11c \ub2e4\ub978 \uc18c\ub4dd \uc5c6\uc774\ub3c4 \uae30\uc900\uc120\uc744 \ucd08\uacfc\ud560 \uc218 \uc788\ub2e4.<\/p>\n

\uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785\uc774 \uae30\ucd08\uc5f0\uae08\uc5d0 \uc720\ub9ac\ud55c \uacbd\uc6b0 vs \ubd88\ub9ac\ud55c \uacbd\uc6b0<\/h2>\n

\uc720\ub9ac\ud55c \uacbd\uc6b0:<\/strong>
\n\uc8fc\ud0dd \uacf5\uc2dc\uac00\uaca9\uc774 \ub192\uc544 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0\uc561\uc774 \ud06c\uace0, \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc774 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc744 \ub54c. \uc608\ub97c \ub4e4\uc5b4 \uacf5\uc2dc\uac00 3\uc5b5 \uc11c\uc6b8 \uc544\ud30c\ud2b8\ub77c\uba74 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0\uc561\uc774 \uc6d4 55\ub9cc \uc6d0\uc778\ub370, \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc774 60~70\ub9cc \uc6d0\ub300\ub77c\uba74 \uc18c\ub4dd\uc778\uc815\uc561 \uc99d\uac00\ud3ed\uc774 \uc791\ub2e4.<\/p>\n

\ubd88\ub9ac\ud55c \uacbd\uc6b0:<\/strong>
\n\uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc774 \uc7ac\uc0b0 \uc18c\ub4dd\ud658\uc0b0\uc561\ubcf4\ub2e4 \ud06c\uac8c \ub192\uc744 \ub54c. \uacf5\uc2dc\uac00 5\uc5b5 \uc774\uc0c1 \uc8fc\ud0dd\uc744 \uace0\ub839\uc5d0 \uac00\uc785\ud558\uba74 \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc774 200\ub9cc \uc6d0\uc744 \ub118\uc5b4 \uc18c\ub4dd\uc778\uc815\uc561\uc774 \uae30\uc900\uc120\uc744 \ucd08\uacfc\ud558\ub294 \uc0ac\ub840\uac00 \uc0dd\uae34\ub2e4. \uc774 \uacbd\uc6b0 \uae30\ucd08\uc5f0\uae08 \uc218\uae09\uc774 \ubd88\uac00\ub2a5\ud574\uc9c8 \uc218 \uc788\ub2e4.<\/p>\n

\uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud560 \uac83<\/h2>\n

\uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785\uc744 \uac80\ud1a0\ud560 \ub54c\ub294 \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uc5ec\ubd80\ub97c \ud568\uaed8 \ub530\uc838\ubd10\uc57c \ud55c\ub2e4. \ud604\uc7ac \uae30\ucd08\uc5f0\uae08\uc744 \ubc1b\uace0 \uc788\uac70\ub098 \uc2e0\uccad \uc608\uc815\uc774\ub77c\uba74, \uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \ud6c4 \uc18c\ub4dd\uc778\uc815\uc561 \ubcc0\ud654\ub97c \ubbf8\ub9ac \uacc4\uc0b0\ud574\ubd10\uc57c \ud55c\ub2e4.<\/p>\n

    \n
  • \ubcf5\uc9c0\ub85c \ubaa8\uc758\uacc4\uc0b0<\/strong>(www.bokjiro.go.kr): \uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \ud6c4 \uc608\uc0c1 \uc18c\ub4dd\uc778\uc815\uc561 \uc785\ub825 \u2192 \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uac00\ub2a5 \uc5ec\ubd80 \ud655\uc778<\/li>\n
  • \uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac \uc8fc\ud0dd\uc5f0\uae08 \uacc4\uc0b0\uae30<\/strong>(hf.go.kr): \uac00\uc785 \ub098\uc774\u00b7\uacf5\uc2dc\uac00\uaca9 \uc785\ub825 \u2192 \uc6d4 \uc9c0\uae09\uc561 \ud655\uc778<\/li>\n
  • \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \ud1b5\ud569\uc5f0\uae08\ud3ec\ud138<\/strong>(csa.nps.or.kr): \uc138 \uc5f0\uae08 \ud569\uc0b0 \uc608\uc0c1 \uc218\ub839\uc561 \uc870\ud68c<\/li>\n<\/ul>\n

    \uc790\uc8fc \ub098\uc624\ub294 \uc9c8\ubb38\ub4e4<\/h2>\n

    Q. \uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \ud6c4 \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uc790\uaca9\uc744 \uc783\uc73c\uba74 \uc8fc\ud0dd\uc5f0\uae08\uc744 \ud574\uc9c0\ud560 \uc218 \uc788\ub098?<\/h3>\n

    \uc8fc\ud0dd\uc5f0\uae08\uc740 \ud574\uc9c0\uac00 \uac00\ub2a5\ud558\ub2e4. \ub2e4\ub9cc \ud574\uc9c0 \uc2dc \uadf8\ub3d9\uc548 \ubc1b\uc740 \uc9c0\uae09\uae08\uacfc \uc774\uc790\ub97c \uc804\ubd80 \uc0c1\ud658\ud574\uc57c \ud55c\ub2e4. \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uc790\uaca9 \ud68c\ubcf5\uc744 \uc704\ud574 \uc8fc\ud0dd\uc5f0\uae08\uc744 \ud574\uc9c0\ud558\ub294 \uac74 \ub300\ubd80\ubd84 \uacbd\uc81c\uc801\uc73c\ub85c \ubd88\ub9ac\ud558\ub2e4. \uac00\uc785 \uc804\uc5d0 \ubbf8\ub9ac \uacc4\uc0b0\ud558\ub294 \uac83\uc774 \ud6e8\uc52c \uc911\uc694\ud558\ub2e4.<\/p>\n

    Q. \ubc30\uc6b0\uc790\uac00 \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09 \ub300\uc0c1\uc774 \ub418\uba74 \uae30\ucd08\uc5f0\uae08 \ubd80\ubd80 \uac10\uc561\ub3c4 \uac19\uc774 \uc801\uc6a9\ub418\ub098?<\/h3>\n

    \uae30\ucd08\uc5f0\uae08 \ubd80\ubd80 \uac10\uc561(\uac01 20%)\uc740 \ub450 \uc0ac\ub78c \ubaa8\ub450 \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uc790\uaca9\uc774 \uc788\uc744 \ub54c \uc801\uc6a9\ub418\ub294 \uac83\uc73c\ub85c, \uc8fc\ud0dd\uc5f0\uae08\uacfc\ub294 \ubcc4\uac1c\ub2e4. \uc8fc\ud0dd\uc5f0\uae08\uc740 \ubd80\ubd80 \uc911 \ud55c \uba85\uc774\ub77c\ub3c4 \uc0b4\uc544\uc788\ub294 \ub3d9\uc548 \uacc4\uc18d \uc9c0\uae09\ub41c\ub2e4. \ubd80\ubd80 \uac10\uc561\uc740 \uae30\ucd08\uc5f0\uae08 \uc790\uccb4\uc5d0 \uc801\uc6a9\ub418\ub294 \uac83\uc774\uace0, \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc740 \uadf8\ub300\ub85c\ub2e4.<\/p>\n

    Q. \uad6d\ubbfc\uc5f0\uae08\uc744 \uc548 \ubc1b\uace0 \uc5f0\uae30\ud574\ub450\uba74 \uc8fc\ud0dd\uc5f0\uae08+\uae30\ucd08\uc5f0\uae08\ub9cc\uc73c\ub85c \uc720\ub9ac\ud55c\uac00?<\/h3>\n

    \uad6d\ubbfc\uc5f0\uae08 \uc5f0\uae30 \uc218\ub839 \uae30\uac04\uc5d0\ub294 \uae30\ucd08\uc5f0\uae08 \uc5f0\uacc4 \uac10\uc561\uc774 \uc5c6\uc5b4\uc11c \uae30\ucd08\uc5f0\uae08 \uc804\uc561\uc744 \ubc1b\uc744 \uc218 \uc788\ub2e4. \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc774 \uae30\uc900\uc120\uc744 \ucd08\uacfc\ud558\uc9c0 \uc54a\ub294\ub2e4\uba74 \uae30\ucd08\uc5f0\uae08 \ucd5c\ub300\uc561\uacfc \uc8fc\ud0dd\uc5f0\uae08\uc744 \ub3d9\uc2dc\uc5d0 \ubc1b\uc744 \uc218 \uc788\ub2e4. \ub2e4\ub9cc \uad6d\ubbfc\uc5f0\uae08 \uc5f0\uae30 \uae30\uac04\uc774 \ub05d\ub098\uba74 \uc5f0\uae30 \uac00\uc0b0\uc561\uc774 \ubd99\uc740 \uad6d\ubbfc\uc5f0\uae08\uc774 \uc2dc\uc791\ub418\uace0, \uc774\ub54c \uae30\ucd08\uc5f0\uae08 \uc5f0\uacc4 \uac10\uc561\uc774 \ub2e4\uc2dc \uc801\uc6a9\ub41c\ub2e4. \uc7a5\uae30\uc801\uc778 \ud569\uc0b0 \uc218\ub839\uc561\uc744 \ube44\uad50\ud574 \uacb0\uc815\ud574\uc57c \ud55c\ub2e4.<\/p>\n

    Q. \uc138 \uc5f0\uae08\uc744 \ub3d9\uc2dc\uc5d0 \ubc1b\ub294 \uac8c \uc815\ub9d0 \uac00\ub2a5\ud55c \uac74 \uc815\ucc45\uc801\uc73c\ub85c \ub9c9\uc9c0 \uc54a\ub098?<\/h3>\n

    \ud604\ud589 \uc81c\ub3c4\uc0c1 \ub9c9\uc9c0 \uc54a\ub294\ub2e4. \uc624\ud788\ub824 \uc815\ubd80 \ud1b5\ud569\uc5f0\uae08\ud3ec\ud138\uc5d0\uc11c \uc138 \uc5f0\uae08 \ub3d9\uc2dc \uc218\ub839\uc561\uc744 \ud55c \ubc88\uc5d0 \uc870\ud68c\ud558\ub294 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\ub2e4. \uc81c\ub3c4\uc801\uc73c\ub85c \uad8c\uc7a5\ud558\ub294 \ubc29\uc2dd\uc740 \uc544\ub2c8\uc9c0\ub9cc \uae08\uc9c0\ub3c4 \uc544\ub2c8\ub2e4. \ub2e4\ub9cc \uae30\ucd08\uc5f0\uae08 \uc218\uae09\uc740 \uc18c\ub4dd\uc778\uc815\uc561\uc774\ub77c\ub294 \uad00\ubb38\uc774 \uc788\uae30 \ub54c\ubb38\uc5d0, \ub098\uba38\uc9c0 \ub450 \uc5f0\uae08 \uc218\ub839\uc561 \ud569\uacc4\uac00 \uae30\uc900\uc120\uc744 \ub118\uc73c\uba74 \uae30\ucd08\uc5f0\uae08\uc740 \ubc1b\uc744 \uc218 \uc5c6\ub2e4.<\/p>\n

    \uc815\ub9ac\ud558\uba74<\/h2>\n

    \uae30\ucd08\uc5f0\uae08, \uad6d\ubbfc\uc5f0\uae08, \uc8fc\ud0dd\uc5f0\uae08\uc740 \ub3d9\uc2dc\uc5d0 \ubc1b\uc744 \uc218 \uc788\ub2e4. \uc11c\ub85c \uc911\ubcf5 \uae08\uc9c0 \uaddc\uc815\uc774 \uc5c6\ub2e4. \ub2e8, \uae30\ucd08\uc5f0\uae08\uc740 \uc18c\ub4dd\uc778\uc815\uc561 \uae30\uc900\uc744 \ucda9\uc871\ud574\uc57c \uc218\uae09 \uac00\ub2a5\ud558\uae30 \ub54c\ubb38\uc5d0, \uad6d\ubbfc\uc5f0\uae08 \uc218\ub839\uc561\uacfc \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uae08\uc774 \uc18c\ub4dd\uc73c\ub85c \uc7a1\ud600 \uae30\uc900\uc120\uc744 \ucd08\uacfc\ud558\uba74 \uae30\ucd08\uc5f0\uae08\uc744 \ubc1b\uc9c0 \ubabb\ud560 \uc218 \uc788\ub2e4. \uc8fc\ud0dd\uc5f0\uae08 \uac00\uc785 \uc804\uc5d0\ub294 \ubc18\ub4dc\uc2dc \ubcf5\uc9c0\ub85c \ubaa8\uc758\uacc4\uc0b0\uc73c\ub85c \uae30\ucd08\uc5f0\uae08 \uc218\uae09 \uac00\ub2a5 \uc5ec\ubd80\ub97c \ud655\uc778\ud558\uace0, \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8 \ud1b5\ud569\uc5f0\uae08\ud3ec\ud138\uc5d0\uc11c \uc138 \uc5f0\uae08 \ud569\uc0b0 \uc218\ub839\uc561\uc744 \ubbf8\ub9ac \uacc4\uc0b0\ud574\ubcf4\ub294 \uac83\uc774 \uc911\uc694\ud558\ub2e4.<\/p>\n

    \u203b \uae30\ucd08\uc5f0\uae08 \uc120\uc815\uae30\uc900\uc120, \uc8fc\ud0dd\uc5f0\uae08 \uc9c0\uae09\uc561\uc740 \ub9e4\ub144 \ubcc0\uacbd\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc815\ud655\ud55c \uc218\uce58\ub294 \ubcf4\uac74\ubcf5\uc9c0\ubd80(www.mohw.go.kr), \ud55c\uad6d\uc8fc\ud0dd\uae08\uc735\uacf5\uc0ac(hf.go.kr), \uad6d\ubbfc\uc5f0\uae08\uacf5\ub2e8(nps.or.kr)\uc5d0\uc11c \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

    \uc5b4\uba38\ub2c8 \uce5c\uad6c\ubd84\uc774 \uc774\ub7f0 \uc9c8\ubb38\uc744 \ud558\uc168\ub2e4. “\ub098\ub294 \uad6d\ubbfc\uc5f0\uae08\ub3c4 \ubc1b\uace0 \uc788\uace0, \uc9d1\uc740 \uc8fc\ud0dd\uc5f0\uae08\uc73c\ub85c \ubb36\uc5b4\ub480\ub294\ub370 \uae30\ucd08\uc5f0\uae08\uae4c\uc9c0 \ubc1b\uc744 \uc218 \uc788\uc5b4?” \uacb0\ub860\ubd80\ud130 \ub9d0\ud558\uba74 \ub41c\ub2e4. \uc138 […]<\/p>\n","protected":false},"author":1,"featured_media":38,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"class_list":["post-41","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/41","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=41"}],"version-history":[{"count":0,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/posts\/41\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=\/wp\/v2\/media\/38"}],"wp:attachment":[{"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=41"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=41"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/news-tok.co.kr\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=41"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}